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Peace of Mind, Convenience, and Returns

With ICS®, the Insured Cash Sweep® service, and CDARS®, you can access multi-million-dollar FDIC insurance and earn interest, all through a single bank relationship.

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Find an institution near you that offers ICS or CDARS


With access to multi-million-dollar FDIC insurance, you no longer need to use repo sweeps or track collateral on an ongoing basis.

ICS and CDARS allow you to earn a return, while keeping your deposits safe. Depending on your needs, you can use ICS, CDARS, or both.

Feel good knowing the full amount of your funds placed through ICS and/or CDARS can support local lending opportunities that build stronger communities.1 

[1] When deposited funds are exchanged on a dollar-for-dollar basis with other banks in the ICS or CDARS Network, a Network member can use the full amount of a deposit placed through ICS or CDARS for local lending, satisfying some depositors’ local investment goals or mandates. Alternatively, with a depositor’s consent to certain types of ICS or CDARS transactions, the member institution may choose to receive fee income instead of deposits from other members. Under these circumstances, deposited funds would not be available for local lending.